Comprehensive Coverage
Protects against loss, theft, damage and disappearance, everywhere you travel, worldwide. So you can wear your jewelry with confidence, wherever life's adventures take you.
Protect your purchase and your peace of mind
Content provided by Jewelers Mutual® Group.
We’ve collaborated with Luxsurance® powered by Jewelers Mutual so you can wear your jewelry with confidence knowing it’s protected by the only insurer specializing in jewelry since 1913.
Jewelers Mutual was built by jewelers, to protect and elevate the love of jewelry. Jewelers Mutual understands that your cherished pieces are more than just metal and stone – they are tokens of life’s most precious moments.
Same Kind and Quality Repair or Replacement
The Diamond Factory and Jewelers Mutual teams will work together to get your jewelry repaired or replaced with an item that’s of the same kind and quality as the original, as quickly as possible.
Seamless Claims Process
We understand that experiencing loss or damage to your cherished pieces can be devastating. The Diamond Factory team will work with Jewelers Mutual’s dedicated claims experts and walk you through every step of the process, quickly.
1 Million+
customers trust Jewelers Mutual
Over one million customers trust Jewelers Mutual to protect their jewelry and understand the unique intricacies of each piece to protect it with the best coverage available. Specialized jewelry insurance helps protect your valuable jewelry from loss, theft, damage, and disappearance, while traveling worldwide.
Homeowners vs Jewelers Mutual
While jewelry is often covered under renters and homeowners insurance policies, that coverage does not
always cover a repair or replacement for same kind and quality.
If you have any questions about jewelry insurance, please call Jewelers Mutual at 833.419.0128 or email Jewelers Mutual at personaljewelry@jminsure.com and let them know you purchased your piece from The Diamond Factory.
*Insurance coverage only available in the United States (all 50 states and the District of Columbia) and Canada (excluding Quebec). Must be at least 18 years of age to apply for insurance. Although The Diamond Factory may offer opinions to consumers about the importance of protecting their purchases, The Diamond Factory is not a licensed agent and does not sell or offer advice about insurance. Any/all decisions for protecting jewelry must be made by the consumer, following information gathering. The purchase of insurance must be done by direct interaction with an insurer or licensed insurance agent.
Coverage is subject to the provisions, limitations, exclusions, and endorsements in the policy and the level of coverage you select. Coverage is offered by either Jewelers Mutual Insurance Company, SI (a stock insurer) or JM Specialty Insurance Company. Policyholders of both insurers are members of Jewelers Mutual Holding Company. Any coverage is subject to acceptance by the insurer and to policy terms and conditions.